Why background checks save money, property and lives.

Consider the following scenario. At 9 o'clock one Monday morning, the owner of a local business makes a frantic call to your agency's fraud unit. She reports that she arrived at work early that morning and was surprised to find the office manager, a 5-year employee, already busy at the computer. He appeared extremely nervous, and as the owner approached the computer, she discovered that he had gained unauthorized access to the company's payroll files.

When asked why, the office manager nervously responded that he thought the system had miscalculated the withholdings on his last paycheck, and he was only "checking it out." Suspicious of this response, the owner checked the computer's access log for the payroll system, something she had not done for some time.

The inquiry revealed that the office manager had accessed the system before and after each payday for the past year. Investigating further, the owner made a startling discovery. The company that prepares her firm's checks had been issuing 60 paychecks every pay period, even though she employs only 55 people.

Confronted with the discrepancy, the office manager admitted to "borrowing" some funds. Heavy drinking had dulled his memory of exactly how much money he had "borrowed." He refused to answer any more questions and tendered his letter of resignation.

When the police responded, the owner promised to cooperate with the investigation. Yet, she also informed the officers that she could not afford to have her business disrupted in any way.

This unfortunate business owner had fallen victim to a computer manipulation crime, an offense that involves changing data or creating records in a computer system to commit another crime,(1) in this scenario, embezzlement. Although the law enforcement community has recognized the seriousness of these crimes for more than a decade,(2) investigations typically have been complicated, time-consuming, and disruptive to the victim's business operations. However, using a technique known as downloading, law enforcement agencies now can use their computer software as an background check tool to solve computer manipulation crimes quickly and easily.

NOT FOR COMPUTER EXPERTS ONLY

Downloading is the process of transferring a computer program, file, or other electronic information from a remote database or other computer to a user's own computer.(3) When investigating computer manipulation crimes, law enforcement officers can download the victim's computerized financial records to a disk, return to their office, and use their agency's software to reorganize the data into a format that enables them to detect falsifications.

Specifically, downloading enables investigators to sort, select, and organize entries in whatever manner the investigation demands. This method makes analyzing the data much easier than manually examining journals, ledgers, or check registers in whatever manner the entries might be organized, such as by date or check number.

Investigators can examine only those entries that may be evidence of a crime - such as checks with false payees, fictitious voided checks, or checks for large dollar amounts - without searching every computer entry and every canceled check by hand. By reducing the number of computer entries investigators need to compare to hard-copy evidence (for example, canceled checks, vouchers, or invoices), downloading permits easy detection of any discrepancy and/or falsification the embezzler used to conceal the crime.

In short, downloading allows law enforcement agencies to use commercially available software to analyze volumes of data without seizing computer equipment, disrupting the victim's business, and manually searching every piece of evidence. Downloading possesses clear advantages over the methods traditionally used to investigate computer manipulation crimes.

TRADITIONAL BACKGROUND CHECK METHODS

Some investigators note that investigations into computer manipulation crimes comprise 90-percent detective work and 10-percent computer work.(4) This division between detective and computer work also is reflected in the two types of software law enforcement officers traditionally have used to solve these crimes - background check and application software.

Background check Software

Background check software allows users to search computer systems, particularly the computer's hard drive, for hidden files or data, that subjects sometimes conceal in a deliberate attempt to thwart law enforcement. For instance, drug traffickers might hide information about their foreign bank accounts on a hard drive.

Background check software packages typically prove most useful in cases involving uncooperative subjects whose business is crime. In such cases, investigators must serve a search warrant and seize all of the components of the computer system,(5) a cumbersome, time-consuming, and disruptive process.

In computer manipulation cases, however, subjects most often commit their crimes against their employer, who operates a legitimate business. Furthermore, these subjects usually have limited computer expertise; rather, they have a general understanding of how the victim's computer system works and where its weaknesses lie. This limited knowledge allows them to manipulate the system, but not to hide files. For this reason, traditional background check software is inappropriate in these types of crimes.(6)

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Funny Travel agent stories from airline employees.

A businessman called and had a question about the documents he needed in order to fly to China. After a lengthy discussion about passports, I reminded him he needed a visa. "Oh no I don't, I've been to China many times and never had to have one of those." I double checked and sure enough, his stay required a visa. When I told him this he said, "Look, I've been to China four times and every time they have accepted my American Express."

Save money on airline tickets and reservations.

Doing a REVERSE Telephone number SEARCH online.

THE REVERSE Telephone number SEARCH

A phone chirps loudly in the background, with its ring tone revealing that it is your mobile. More than likely, you are preoccupied with several tasks, ranging from returning business emails to finishing dinner for your family. By the time you have an ability to reach for your telephone, you missed the call, and the person on the other end did not bother to leave a message.

Much to your dismay, you find that your Telephone number’s highly advanced caller ID service was unable to detect an identity. Could the call have been from a stranded family member? Perhaps simply a telephone wrong number? Let us hope it is not a probable client who came across your company’s brochure!

Thanks to modern technology, you no longer have to sit in wonder about the unnamed call to your Telephone number. Even if you do not have access to Telephone number records, there is a proven way to match a number with a face or place. Perhaps you may want to investigate who is making prank or threatening calls to your phone, or you may want to look into suspicious phone numbers appearing on your spouse’s Telephone number bill. By performing a reverse Telephone number search, you may be able unravel the mystery and get the answers you need.

The overall process of reverse Telephone number searches is rather straight forward. With this method, you use a Telephone number number to find a person, instead of using their identity to find that telephone number. Since Telephone number numbers are not typically listed in your local directory, performing a reverse telephone number search on a land line is often easier. However, this is where internet enhancement comes into play.

Those looking to conduct a reverse Telephone number search online to obtain Telephone number records have several different options. The first one is very simple, effective, and will not cost you a dime. Through the popular search engines, such as Google and Yahoo, you can use their databases to derive Telephone number and identify information.

View it from this perspective. New content is frequently placed online and detected by the search engines, which includes Telephone number numbers and records. For example, most newspapers will publish classified ads or even entire editions on a website. If someone lists their phone number, there is a great chance that the phone number has been indexed within the internet and is now available for search.

Try conducting a reverse Telephone number search by playing with the search box of your preferred engine. Many websites have different criteria of how a phone number should be entered into their database. Be sure to try a few different variations. Some may enter a Telephone number number in the manner of 1112223333, while others may prefer a format such as (111) 222-3333. Exercising a bit of creativity in your reverse Telephone number search will certainly assist along the way. Using search engines as free tool is a great way to begin your own reverse Telephone number number search.

However, to achieve more accurate and detailed Telephone number records, you may wish seek professional assistance. Several online experts specialize in reverse Telephone number searches, with services ranging from affordable to very expensive. The quality and the depth of the information they provide your reverse Telephone number search is very valuable, as you obtain access to their entire database of information and records. In fact, their Telephone number records databases can give you a myriad of relevant information, such as personal information, address history, current location, and wireless provider. Paying a fee that quickly produces accurate, detailed information may prove worthwhile in the end, especially in terms of saving you time and energy.

A reverse Telephone number search can be used for many reasons, such as checking up on your teenager or merely tracking down that phone call you missed. Gathering personal information from a cell phone was once perceived as impossible, but it now can be discovered with speed and accuracy when you access the power of internet databases for reverse Telephone number searches.

Greedy woman trades pets life for 12 thousand dollar in scam.

Most insurance companies will not cover certain dogs, but they bury the details in fine prints and page upon page of documents. This is a true story about a greedy mother who caused an innocent and loved dog to be put up for adoption.

I had a mastiff mix breed, the dog was friendly and raised among neighborhood kids. The whole community raised this dog. This dog was as gentle as any dog I have ever owned and very well trained. This dog was word command trained and signal command trained. I got the dog in a very difficult time in my life as a 6-week-old puppy and was actually my best friend and a wonderful, wonderful dog. He slept at the foot of my youngest daughters bed and was very protective of all family members.

I own my home and have lived in a mixed yet semi-ghetto neighborhood comprised of about 70% homeowners. I purchased the home in late 1996 and have raised 4 wonderful kids in it. The house next door to us unfortunately is a rental property duplex that is in the states “rent assistance” program, so sometimes the people who rent the property are not the types of individuals you would want to be neighbors with. In the last 3 years we have had burglaries, drug raids and full swat attacks on this property next door. No one has lived there longer than 6 months so we never really get a chance to know our neighbors. This house has even made it onto the news when one of the renters live in boyfriend had a standoff with the local police.

But one family in particular had been living there for about 5 months, they had kids so my kids would often invite them over for sleepover and yard play. They knew our family because they often came to our house when their mother was late letting them in after school. The mother was someone who we talked to only when she needed a favor or baby-sitter. We are friendly people and love children, having four of our own and losing two late in life to stillbirth, so we are the neighborhood parents. We throw parties for our children and invite most of the kids that we have watched grow up in our community.

One day we bought a new play set and the kids from the rental unit next-door came over and played for a few hours with our 10 year old. I neglected to mention that these kids also went to school with our 10 year old. Well on this day they played in the yard from about 10 in the morning till about 5 in the afternoon and their mom finally showed up and told them to come in the house. My daughter also went inside and took the dog, Nature, in the house also. The dog was always a part of neighborhood kids play sessions, and everyone knew the dog since the dog was about 2 months old and old enough to go outside. Well the boy and girl went across the driveway home and into the house. About 5 minutes later they came back having forgotten their shoes. They went into the backyard to get their shoes and the dog thought they were coming back to play, he takes shoes and you have to chase her to get them back. The dog is in the house but hears the kids come back and follows them into the backyard trying to get at their shoes. At this time the mother comes out (the mother is afraid of dogs) and sees the dog trying to pull off shoes and over reacts and screams. This scares the dog, the little girl and the little boy. She completely panics the kids and they run off to join their mother who has taken a stick and is trying to wallop my dog. The dog quits and runs back into the house.

About 20 minutes later we see a police cruiser and ambulance pull up next door, we of course run out to see what the problem is. The mother has called the police and told them that the dog tried to attack her kids and had actually bitten one of them. We are interviewed by the police and threatened by the police for having a vicious dog. Well the ambulance comes and determines that the scratch on the little girls leg was not a bite mark after all but a scrape from the bushes that separate the two properties. They slap a band-aide on the little one and go on their way. The police however load us down with over $900 worth of tickets, which we have to go to court on and have just recently finished paying off. We were freaking out confused wondering if the dog may have bitten the girl, we knew the dog was very gentle but stranger things have happened. We stayed there the whole time concerned for the girl, and were more than relieved when the Para-medics explained that the dog had done nothing at all to the girl. We thought it was over, but it wasn’t, not even close, the worst was still to come.

We get a letter in the mail a few days later from an attorney informing us that we were being sued for a pit-bull attack. Long story short, the insurance company settled even though we opted to fight because we knew that the dog never bit the child and even had the Para-medics and 4 city police officers agree to be witnesses for us at the hearing. They greedy and dishonest mother got a settlement for over $12,000 and our insurance got cancelled which was the most hurting blow of all of this mess. We now have a mark against us and have to settle for state insurance because no other companies will take us because of the vicious dog settlement. I really wish I could sue the insurance company for denying us our right to fight the accusation. But as they told us, “we would never have covered you if we knew what kid of dog you had.” So in this fiasco my 10 year old lost her best friend, we lost our homeowners insurance and our dog had to be given up over a dog attack that never happened, all because a insurance company has a policy that they don’t fight accusations when it involves certain dog breeds even if it is a mixed breed. Those cowards are just as bad as the unemployed rent assistance mother who lied and walked through their loopholes.

Of course we are all right two years later and my daughter was given a Chihuahua puppy by one of the neighbors and the woman moved 2 days after the settlement, she had a new car which really stung because she never had a car before. The one thing I remember most though is that the lady’s mother asked her did we own the house when she came to check on the kids after the supposed bite. And 2 days later we were sued, and they were supposed to be saved Christians. And to the insurance company, you really need to stop being cowards and money worshipers.

But now I do background checks on every person that moves into that house, I need to know what I am up against.